Are you in a tight spot and you need some cash to get you through for a little while? This is usually when you would go down to your local cash advance office and get a loan, but the problem is they only give you a few weeks to 30 days to pay the loan back. There are companies that offer a 90 Day Payday Advance, but you have to know where to look in order to find them. Here are some helpful tips.
First, you need to do your search online. Any of the online lenders that advertise payday cash advances will most likely do a 90 day loan in one way or another. You just have to apply for the right loan and you will be on your way. Now this will cost you some money in interest, but there is no application fee and you don't have to worry about finding a legitimate lender because there is one at the end of this article for you.
Second, you should know that any online lender will require you have a bank account. The great thing is that you can get away with a saving account as long as you have the routing number and the account number. They like to see that you have direct deposit as well, but it is not required with most. Now they will require that you make $1,000 a month and that you have a residences and are 18 years old.
Last, depending on how much you are planning on borrowing will depend on whether or not you need to be prepared to fax in documents. If you have to fax anything in you will be dealing with a voided check or bank statement, copy of your license or ID, copy of a paycheck stub, and probably a copy of a recent utility bill. Not a big deal and they are very quick once you apply and fax everything it. If you need $500 or less you probably can do it without faxing, but any more than that and you should be ready to send in your documents.
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