While it's a common fact that every driver needs a car insurance policy, not many know that there are quite a handful of discounts which can lower the monthly premium down to an acceptable rate. Without claiming to present a comprehensive list, this article will outline a few rebate categories you might fall under.
Safety discounts relate, first of all, to the safety class of your vehicle. Depending on the make and model, your new auto will fall into a certain category and the safer your car is, the more consistent the discount will be. Also, safety features and accessories, as well as anti-theft devices, can lower your premium rate. These include, but are not limited to, alarm systems, GPS tracking devices, pre-extensible seat belts and airbags. Last, but not least, taking some preventive driving courses can save you a lot of money in the long run.
A second category of discounts depend on the driver. A clean driving record with no accidents, but also not even one speeding ticket can qualify you for such a rebate. Students with good grades (usually a GPA of 3.00 and above, but each company can set their own terms). In general, proving the insurance company that you are a responsible person often qualifies you for rebates.
The last category of rebates applies to returning customers and bulk purchases. A company insuring their whole auto lot will, of course, get better rates than an individual with one single car. And you don't have to be a company to qualify for such discounts: if you own more than a car and sign each of them up with an insurance plan at the same company, you have the ability to negotiate your rates. Likewise, if you have run your cover policy with the same company for several years in a row, you will pay a lower premium.
Learn more about auto insurance discounters and where to find the best ones. Get cheap car insurance for young drivers at the best price.
For more information, please visit: Auto Insurance Discounters