Before you get your auto insurance coverage, you'll need to educate yourself a little bit on insurance, you'll need this to effectively choose the right car insurance coverage. You'll need to understand the kind of perils you can protect yourself from with auto insurance, limits you're entitled to and deductibles you may choose to apply on your insurance.
Perils are loses you may experience on or through your automobile. Limits are the maximum amount of money your insurer will be ready to pay when you experience a loss. And deductibles are moneys you'll spend first to recover/mend/repair your loss before you get the net balance of your total from your insurance company, your net balance will be the total of your claim minus your deductible. You may also get car insurance coverage for third party liabilities that is losses that may occur through you to other people, this may include bodily injury and property damage. You can then take this knowledge online to compare auto insurance quotes through non-insurers' websites offering competitive quotes you may use to get the lowest auto insurance coverage that will meet your own specific needs. Essentially, in order to save some money and get the lowest auto insurance coverage for yourself, you will need to compare multiple car insurance quotes from different providers.
Reducing your insurance premium is very important since you'll need to be able to pay for your coverage but this should not be done at the expense of getting adequate coverage. You can also reduce your premium rate by taking a driving course etc.
In summary, to get the lowest car insurance coverage for yourself, you'll need an understanding of insurance, you'll also do other possible things that can reduce your premium rate and you'll compare multiple insurance quotes from different insurance companies.
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