If you are looking for a Long Term Payday Loan and you are not sure how to get this loan for yourself, then you have to read on and find out how to make this happen right online.
There are not many long term payday loans, but if you know how to work the system then you will be able to get the loan you need and extend it without costing yourself your credit or a ton of money. Here are the steps you need to follow.
1. Apply and get your payday loan online
You need to find an online lender and apply for your loan. Then once you get the loan you will be able to move onto the next step. This will require you to have an income of at least $1,000 a month, a checking account, and be at least 18 years old. Some lenders have a few other requirements, but they never check your credit.
2. Extend your loan correctly
Pay as much as you can on your loan, then when you hit the 30 day mark you will either take out another loan that pays it off in full or the lender might have a small fee that allows you to extend the loan further. This will usually buy you another 30 days and you can do this a couple times to get even more time to pay the loan off.
3. Paying your loan down and off
When you extend your loan you do buy yourself time, but you also will have more interest to deal with. You will want to pay as much of it off as you can each time so that you can get closer to paying the loan off. This will also lessen the interest on the loan so it will not cost you as much.
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